Bihar Student Credit Card
Financial Support for Higher Education — Loan up to ₹4 Lakhs
💰 Up to ₹4 Lakhs📉 1-4% Interest🎓 42+ Courses
Bihar Student Credit Card Scheme
The Bihar Student Credit Card (BSCC) scheme is a visionary initiative by the Government of Bihar to ensure that no student is deprived of higher education due to financial constraints. Under this scheme, students can avail an education loan of up to ₹4 Lakhs at a minimal interest rate.
PHO Group of Institution helps eligible students apply for this scheme, guiding them through the registration, documentation, and verification process to ensure quick approval.
Key Features
Loan amount up to ₹4 Lakhs
Interest: 4% Boys, 1% Girls/Transgender/Divyang
Available for 42+ courses
Repayment starts after course completion
No collateral or security required
Covers tuition fees, hostel, books, laptop
Eligible Courses
MBBS / BDS / BAMS / BHMS
B.Tech / B.E / BCA / MCA
MBA / BBA / PGDM
BA LLB / LLB / LLM
B.Sc Nursing / GNM / ANM
Polytechnic / Diploma Courses
B.Pharma / D.Pharma
Other UGC / AICTE Approved Courses
Application Process
1
Registration on MNSSBY Portal2
Fill Application Form3
Document Verification at DRCC4
Loan Sanction5
Disbursement of FeesDocuments Required
Aadhar Card of Applicant and Co-applicant
Pan Card of Applicant and Co-applicant
10th and 12th Marksheets
Admission Proof (Bonafide Certificate)
Fee Structure from College
Residential Certificate
Bank Passbook
Photos
Apply for Bihar Student Credit Card
Fill the form below and our BSCC expert counselors will guide you through the process.