Student Credit Card

Financial Support for Higher Education

Bihar Student Credit Card Scheme

The Bihar Student Credit Card (BSCC) scheme is a visionary initiative by the Government of Bihar to ensure that no student is deprived of higher education due to financial constraints. Under this scheme, students can avail an education loan of up to ₹4 Lakhs at a minimal interest rate.

PHO Group of Admission Counselling helps eligible students apply for this scheme, guiding them through the registration, documentation, and verification process to ensure quick approval.

Key Features

  • Loan amount up to ₹4 Lakhs.
  • Available for various technical, professional, and general courses.
  • Low interest rate (4% for Boys, 1% for Girls/Transgender/Divyang).
  • Repayment starts after course completion.

Application Process

1
Registration on MNSSBY Portal
2
Fill Application Form
3
Document Verification at DRCC
4
Loan Sanction
5
Disbursement of Fees

Documents Required

  • Aadhar Card of Applicant and Co-applicant
  • Pan Card of Applicant and Co-applicant
  • 10th and 12th Marksheets
  • Admission Proof (Bonafide Certificate)
  • Fee Structure from College
  • Residential Certificate
  • Bank Passbook
  • Photos

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